NACHA 2026 compliant · Built for accounting firms

Vendor fraud monitoring. Live in 10 minutes.

Vantirs monitors vendor payment patterns from your QuickBooks history — no vendor portal, no IT setup, no sales call. Every invoice scored, every bank account change surfaced for your review, before payment goes out.

10 min

To go live

No portal

Vendors do nothing

NACHA 2026

Ready now

Invoice #INV-2024-082

Summit Ridge Services LLC

Critical

Bank mismatch detected

Beneficiary details don't match historical payments to this vendor.

Expected

···· 8829

On invoice

···· 4102

Anomaly score98 / 100

The only vendor monitoring tool built for accounting firms — not enterprise AP teams

Connects to QuickBooks in one click. No vendor portals, no IT tickets, no DKIM configuration. Your vendors do nothing — you get alerts and a documented review process immediately.

NACHA 2026 ReadySOC 2 Ready256-bit encryptionQuickBooks CertifiedNo vendor friction

How Vantirs monitors your clients

From first sync to every payment run — continuous monitoring and alerts without another spreadsheet.

Step 1

Connect QuickBooks

OAuth to your client's QuickBooks Online in one click. We sync vendors and invoice history.

Step 2

Fingerprint every vendor

We analyze payment patterns and build statistical profiles—so anomalies stand out instantly.

Step 3

Alert before pay runs

High-risk invoices surface in your queue with context — review, approve, reject, or call the vendor directly before payment goes out.

What we detect

Purpose-built signals for BEC and vendor impersonation—not generic "risk scores."

Book a call

Bank account changes

Alerts you when a vendor's bank account details differ from prior payment history — so you can verify before approving.

Duplicate invoices

Detects invoices submitted twice — same vendor, same amount, different invoice number — before double-payment clears.

Amount anomalies

Statistical outliers vs. the vendor history—so unusual is measurable, not a hunch.

New vendor review

First-time vendors get explicit review—no payment history, no automatic trust.

NACHA 2026 Compliance

Your auditor is about to ask about vendor bank verification

NACHA's 2026 rule changes require ACH originators to have documented, risk-based controls for vendor payment monitoring. Vantirs gives you a timestamped alert log and audit trail for every vendor — supporting your compliance documentation automatically.

  • Bank account change alerts on every sync — logged with timestamp
  • Full audit trail per vendor: who reviewed, when, and what was flagged
  • Exportable monitoring report for E&O carriers and external auditors
  • No manual process, no spreadsheet — documented review workflow by default
Read our NACHA 2026 guide

What auditors now ask

Do you have controls to monitor vendor bank accounts before ACH payments?

Yes — Vantirs alerts us when any vendor's bank account differs from prior payment history, so we can verify directly before payment.

Can you show me your vendor monitoring controls?

Yes — every invoice has a timestamped scan record with risk score, signals checked, reviewer, and decision. Exportable on request.

What happens when a new vendor requests payment?

Vantirs flags first-time vendors automatically for explicit review before any payment is approved.

How it works

Exactly what gets checked — and how

Vantirs reads your QuickBooks history. Every signal is derived from data that already exists in your books — no manual input, no vendor portals, no configuration.

1

Connect QuickBooks via official OAuth

Two-minute setup using QuickBooks' own OAuth flow. Vantirs receives read-only access — it cannot move money, create vendors, or modify any data in your books.

2

Vantirs builds a payment fingerprint per vendor

For every vendor across every client, Vantirs maps their historical payment destinations, typical invoice amounts, and billing cadence. This fingerprint is the baseline everything gets compared against.

3

Every new invoice is automatically scored

When a new invoice syncs from QBO, Vantirs scores it against that vendor's fingerprint. No manual submission — alerts are generated for your review on every payment run.

4

Anomalies surface with the specific reason

Alerts say exactly what changed: "Bank account routing number differs from the last 12 payments to this vendor" or "Invoice amount is 340% above this vendor's historical average." Your team reviews the evidence and decides — Vantirs never makes the payment decision for you.

Verifiable by your IT or compliance team

Official QBO OAuth

Read-only. No credentials stored. Revoke access from your QBO settings at any time.

AES-256 encryption

All payment data encrypted at rest using AES-256-GCM. Bank account details are encrypted and hashed — never stored in plaintext.

Full audit trail

Every invoice decision logged with timestamp, reviewer, and risk factors. Exportable for auditors.

No vendor portal

Vendors do nothing. No signup, no portal, no disruption to existing payment workflows.

Every payment run deserves a second look

See how Vantirs monitors your client portfolio — 30 minutes, no slides, just your QBO data.

Important: Vantirs is a monitoring and alerting tool that surfaces anomalies for your review. It does not guarantee detection of all fraudulent activity, does not verify bank account ownership with external registries, and does not make or block payment decisions. All payment decisions remain the sole responsibility of the user. Always verify suspicious activity through direct phone contact with known vendor numbers before approving any payment. Use of Vantirs is subject to our Terms of Service, including limitations of liability.